Jill On Money: Life insurance — the vegetable of your financial diet
News September 24, 2025

Jill On Money: Life insurance — the vegetable of your financial diet

September is Life Insurance Awareness Month, which made me think of our diets.

Life insurance, often overlooked and sometimes dreaded, is being likened to the humble vegetable in your financial diet. Just as vegetables are essential for a healthy body, life insurance plays a crucial role in ensuring the financial well-being of your loved ones, especially during times of unexpected hardship.

September marks Life Insurance Awareness Month, a time dedicated to highlighting the importance of this vital financial tool. This annual observance prompts a reflection on our overall financial health, drawing parallels to the choices we make about our daily nutrition. We know we *should* eat our vegetables, but sometimes the allure of easier, less nutritious options wins out. Similarly, many people understand the need for life insurance, but it often gets pushed to the back burner in favor of more immediate financial priorities.

The comparison to vegetables isn't just about being "good for you." It's about understanding the long-term benefits. While a candy bar provides a quick sugar rush, a balanced diet rich in vegetables sustains your body and prevents future health problems. In the same vein, while immediate gratification might come from spending money on wants rather than needs, life insurance provides a safety net, offering financial protection and peace of mind for your family in the event of your passing.

Think of it this way: a well-rounded financial plan, like a well-balanced diet, includes elements of savings, investments, and insurance. Life insurance ensures that your dependents are financially secure, covering expenses like mortgage payments, education costs, and everyday living expenses, should the unexpected occur. It can prevent them from facing significant financial strain during an already emotionally challenging time.

So, as we navigate Life Insurance Awareness Month, take a moment to consider if your financial diet is missing its essential serving of "vegetables." Review your current life insurance coverage, assess your family's needs, and consult with a financial advisor to ensure you have adequate protection in place. Just like incorporating vegetables into your meals, adding life insurance to your financial portfolio is an investment in the future health and well-being of those you care about most. It's a responsible choice that can provide lasting peace of mind, knowing you've taken steps to safeguard their financial future.
Category: Politics